arr stock dividend — ARR (ARMOUR Residential REIT)

arr stock dividend — ARR (ARMOUR Residential REIT)

What you will learn: This article defines the arr stock dividend for ARMOUR Residential REIT (NYSE: ARR), explains the company’s dividend policy and mechanics, summarizes recent dividend announcements with source dates, and outlines tax, tracking and risk considerations for dividend recipients. If you are researching ARR dividends, this guide helps you verify declared amounts and understand the factors that determine dividend sustainability.

Company overview

ARMOUR Residential REIT, Inc. (ticker: ARR) is a mortgage real estate investment trust (REIT) that primarily invests in residential mortgage-backed securities (RMBS) and related financial instruments. As a REIT, ARMOUR focuses on generating income from net interest income and total return on its portfolio of agency and non‑agency RMBS. ARR is listed on the New York Stock Exchange and operates under the regulatory and tax framework that governs publicly traded REITs.

Dividend policy and framework

The term arr stock dividend refers to cash dividends declared and paid by ARMOUR Residential REIT on its equity securities. ARMOUR’s dividend framework has two main components:

• Monthly cash dividends on common shares. The Board declares a monthly per‑share cash dividend for common shareholders; the rate is announced before the payable date and may change over time.
• Scheduled dividends on preferred share series. ARMOUR has issued preferred stock series (for example, Series C) that pay dividends under their own schedules and rates, typically stated as a fixed periodic amount or rate for a quarter or other period.

Dividends are set by the board of directors and depend on the company’s earnings, cash flow, REIT distribution obligations, financing costs, portfolio performance and discretionary considerations. As a REIT, ARMOUR must generally distribute substantially all taxable REIT income to maintain its tax‑advantaged status, which is a major driver of dividend decisions.

REIT tax status and distribution requirements

Because ARMOUR is taxed as a REIT, it is subject to special tax rules that require most taxable income to be distributed to shareholders annually. This REIT tax election affects both the level and character of the dividends paid. In practice, this means:

• ARMOUR typically targets regular cash distributions consistent with REIT requirements, but the board retains discretion to adjust rates based on business conditions.
• Dividend character reported to shareholders (ordinary income, return of capital, or capital gain) is determined after year‑end and disclosed on IRS Form 1099‑DIV and in company filings.

Readers should consult ARMOUR’s SEC filings for the precise legal and tax descriptions applicable to a given tax year.

Dividend mechanics (schedule and payment process)

The mechanics of the arr stock dividend reflect standard equity dividend processes used by many U.S. issuers, adapted to ARMOUR’s monthly common‑share cadence and the discrete schedules of its preferred series:

• Declaration date: The company’s board announces the dividend amount and key dates (record date, payable date and ex‑dividend date) in a press release or filing.
• Ex‑dividend date: The date on which buyers of the stock are no longer entitled to the upcoming dividend. Share purchases on or after the ex‑dividend date do not receive that dividend.
• Record date: The date the company uses to determine which shareholders are eligible for the payment. Investors must be on the company’s shareholder register as of the record date to receive the dividend.
• Payable date: The date the dividend is paid in cash to holders of record.

For common shares, ARMOUR has historically followed a monthly schedule: declare in advance, set an ex‑dividend/record date pair, and pay on the stated payable date. Preferred shares (for example, Series C) commonly have quarterly or monthly payment schedules depending on the terms of the preferred issuance.

Corporate actions (such as reverse stock splits) can affect per‑share dividend rates and the treatment of fractional shares. When a reverse split occurs, the company adjusts per‑share dividend guidance to reflect the new share count; fractional shares arising from splits may be cashed out according to the company’s corporate action procedures.

Recent dividend amounts and notable announcements

As of the most recent public announcements, ARMOUR declared both common‑share dividends and preferred‑series dividends in late 2025 and early 2026. The following items summarize primary company press releases and their dates for verification:

• As of January 2, 2026, according to GlobeNewswire, ARMOUR Residential REIT confirmed the January 2026 common share dividend and announced the Q1 2026 dividend rate for its Series C preferred shares. The company provided the amount per preferred share for the quarter in that release.
• As of November 26, 2025, according to an ARMOUR press release, the company announced the December 2025 dividend rate per common share for its monthly common‑share distribution.
• As of April 1, 2025, GlobeNewswire reported ARMOUR’s confirmation of the April 2025 common share dividend and the Q2 2025 dividend for Series C preferred shares.

To give concrete figures that were publicly disclosed in company materials: in the November 26, 2025 press release, ARMOUR stated a common‑share monthly dividend rate (the company’s announcement specifies the per‑share amount for December 2025). In the January 2, 2026 release, ARMOUR specified the Series C preferred dividend rate for Q1 2026 (for example, some preferred series are expressed as monthly amounts such as $0.14583 per preferred share for a quarter, which equates to a stated quarterly payment when multiplied by the number of months in that quarter). For precise per‑share numbers and payable dates, always verify with the specific press release or the investor relations page.

Note: press releases and SEC filings are the authoritative sources for declared amounts and payment dates. See the References section at the end of this article for the press‑release dates and source names to verify the exact figures.

Historical adjustments and corporate actions affecting dividends

One material corporate action that affected per‑share dividend presentation was the one‑for‑five reverse stock split announced in August 2023. The reverse split reduced the number of outstanding common shares and increased the per‑share amount proportionally. When ARMOUR completed the one‑for‑five reverse split, the company adjusted its guidance for per‑share dividend rates accordingly so that the aggregate cash distributed to shareholders would reflect the reduced share count.

For dividend historians and holders who held shares through the split, ARMOUR issued guidance describing how fractional shares would be handled and how the per‑share dividend was adjusted. The August 29, 2023 press release documented the mechanics of the reverse split and how dividend guidance changed in connection with the corporate action.

Dividend history and timeline

ARMOUR has maintained a monthly dividend cadence for common shares for multiple years, with occasional adjustments to the per‑share rate tied to corporate performance and capital allocation decisions. A timeline of notable items includes:

• Recurring monthly declarations for common shares (date and per‑share amount announced each month or for specified months).
• Preferred series dividend declarations (quarterly or periodic announcements of fixed rates for preferred shares).
• Corporate actions (reverse split in 2023) that adjusted per‑share presentation and required updated guidance.

For a detailed chronology of past declarations and payment amounts, consult ARMOUR’s investor relations press‑release archive and dividend‑data aggregators that maintain historical payout tables.

Dividend yield and payout metrics

Investors often evaluate the arr stock dividend using yield and payout metrics. Key definitions and considerations:

• Dividend yield: Annualized dividends divided by the stock price (commonly expressed as a percentage). For monthly payers, yield is calculated by annualizing the most recent per‑share monthly payment and dividing by current share price.
• Annualized dividend: Sum of declared monthly payments over the most recent 12 months (or the current per‑share monthly rate multiplied by 12 for a simple estimate).
• Payout ratios: For REITs, payout ratio analysis can use GAAP earnings, funds from operations (FFO), adjusted FFO or cash flow metrics. Because GAAP earnings for mortgage REITs may include large unrealized gains or losses from mark‑to‑market accounting, FFO or core cashflow measures are commonly used to assess coverage.

Dividend‑data services (for example, dividend aggregators and market data providers) publish ARR’s dividend yield and annualized dividend figures. Those figures change with share price and declared rates. When interpreting yields for mortgage REITs like ARMOUR, remember that high yields can reflect both higher distribution levels and elevated asset‑value volatility tied to interest‑rate moves and credit spreads.

Payout ratio and coverage considerations

Payout coverage for a mortgage REIT depends on net interest income, financing costs, leverage and unrealized gains/losses. Key points:

• Earnings‑based payout ratios using GAAP can be volatile for a mortgage REIT because mark‑to‑market adjustments on RMBS holdings affect reported earnings.
• FFO, adjusted FFO or core cashflow measures typically provide a clearer view of dividend coverage for REITs.
• Data providers may publish payout metrics with different denominators; compare methodologies before drawing conclusions.

ARMOUR’s own SEC filings and investor presentations discuss metrics management uses to evaluate dividend sustainability. Shareholders should reference those primary materials for definitive explanations of coverage metrics.

Dividend sustainability and risk factors

Several primary factors influence the sustainability of the arr stock dividend:

• Interest‑rate environment: Mortgage REIT earnings are sensitive to changes in interest rates and the shape of the yield curve, which affect net interest margins and the value of RMBS holdings.
• Portfolio performance: Prepayment speeds, credit performance and extension risk in RMBS holdings affect cash flow and mark‑to‑market values.
• Financing costs and leverage: Mortgage REITs typically employ leverage (secured financing) to enhance returns; rising financing costs can compress net interest income.
• Liquidity and counterparty risk: Access to repurchase financing and counterparty health are important for meeting cash obligations and preserving dividend capacity.
• Mark‑to‑market volatility: Unrealized gains or losses on holdings can influence reported book value, regulatory capital considerations and management decisions on distributions.
• Board discretion: The board can reduce, suspend or increase dividends in response to changing financial conditions.

Because of these drivers, ARMOUR’s dividend levels have varied over time and are subject to revision. The company’s press releases and periodic filings explain any changes and the factors management cites when adjusting distributions.

Preferred shares vs common shares

ARMOUR has issued preferred stock series that carry different payment rights and schedules compared with common shares. Preferred holders generally have preference over common shareholders for dividends and in liquidation scenarios, and their rates and schedules are specified in the terms of issuance.

For example, ARMOUR’s press releases for 2025–2026 disclosed the Series C preferred dividend rate for Q1 2026 and earlier quarters. Preferred dividend announcements specify the per‑share amount and payable dates for holders of record. When tracking preferred dividends, verify the exact series name and the stated rate in the announcement.

Tax and shareholder reporting implications

Dividends from ARMOUR are reported to shareholders and taxed according to their character as determined by year‑end accounting and tax reporting. Important points:

• REIT dividends are often reported as ordinary income or a combination of ordinary income and return of capital. A portion may be qualified dividend income in limited cases, but frequently REIT dividends are treated as ordinary for tax purposes.
• At year‑end, ARMOUR will provide shareholders and the IRS with Form 1099‑DIV that specifies the tax character of distributions for that tax year.
• Shareholders should consult their tax advisors and ARMOUR’s investor tax communications for guidance specific to their tax situation.

Tax treatment can materially affect after‑tax yield, so verify the character of distributions when planning tax reporting.

How investors can track and verify dividends

To verify declared amounts, ex‑dates and payable dates for the arr stock dividend, consult primary sources first and supplement with reputable data services:

• ARMOUR investor relations press releases and investor relations website for primary declarations and corporate‑action notices.
• SEC filings (10‑Q, 10‑K and current reports) for legal disclosures, risk factors and financial backing for distributions.
• Market data and dividend aggregators for historical tables and yield calculations; use these to cross‑check company statements.

As of January 2, 2026, according to GlobeNewswire, ARMOUR confirmed the January 2026 common‑share dividend and disclosed the Series C preferred rate for Q1 2026. As of November 26, 2025, ARMOUR’s company press release announced the December 2025 dividend rate per common share. Use those press‑release dates to find the exact per‑share figures in ARMOUR’s archive.

When verifying dividend eligibility, also confirm the ex‑dividend and record dates with your brokerage or the issuer’s transfer agent to ensure you hold shares as of the required date to receive payment.

Practical examples: calculating yield and payment

This simple example shows how to annualize a monthly dividend and compute a yield. It is for illustration and not investment advice.

1. Suppose ARMOUR declares a monthly common‑share dividend of $0.24 per share.
2. Annualized dividend = $0.24 × 12 = $2.88 per share per year.
3. If the current share price is $10.00, dividend yield = $2.88 / $10.00 = 28.8%.

Interpret yields carefully: a very high yield may reflect market expectations of elevated risk or potential cuts in distributions. For mortgage REITs, also compare the annualized dividend to FFO or core cashflow metrics to assess whether distributions are supported by recurring income rather than unrealized gains.

Where to find more detailed historical data

For a full history of declared payments, ex‑dates and payable dates for the arr stock dividend, consult:

• ARMOUR’s investor relations press‑release archive (search by press‑release date for specific declarations).
• SEC EDGAR filings: current reports and periodic filings typically disclose dividend policy, risks and any material adjustments.
• Dividend data services that maintain payout tables and ex‑dividend calendars for historical reference. Always cross‑check aggregated data against company disclosures for legal precision.

Risk disclosure and neutral stance

This article presents factual information and citations for public dividend declarations and does not provide investment advice or recommendations. Dividend levels and schedules for ARMOUR can change based on conditions described in company filings and press releases. Readers should consult ARMOUR’s official disclosures and their financial or tax advisors before making investment or tax decisions.

How Bitget users can stay informed

If you use a trading platform or custody solution, consider the following practical steps to track ARMOUR dividends:

• Enable corporate‑action alerts in your brokerage or trading account to receive notifications about dividend declarations, ex‑dates and payable dates.
• Use Bitget to monitor ARR trading activity and set alerts for price and corporate announcements. Bitget’s platform provides market data tools and account notifications that help users track dividend events and settlement dates.
• For on‑chain assets and wallets, Bitget Wallet offers notifications and portfolio tracking; for equities like ARR, rely on broker account statements and ARMOUR’s investor relations notices for official dividend crediting.

Remember: for dividends on U.S. equities, your brokerage or custodian is responsible for crediting the cash dividend to your account based on the record and payable dates.

See also

• Mortgage REIT
• REIT dividends
• Preferred stock dividends
• Dividend yield
• Ex‑dividend date

References

Primary sources used for dividend declarations and corporate actions (press‑release dates shown):

• As of January 2, 2026, GlobeNewswire reported: ARMOUR Residential REIT, Inc. Confirms January 2026 Common Share and Q1 2026 Series C Preferred Share Dividends.
• As of November 26, 2025, ARMOUR press release reported the December 2025 dividend rate per common share.
• As of April 1, 2025, GlobeNewswire reported ARMOUR confirmed April 2025 common share and Q2 2025 Series C preferred dividends.
• As of August 29, 2023, a company press release announced a one‑for‑five reverse stock split and updated dividend guidance in relation to the split.
• Dividend data and historical summaries were referenced from dividend‑data aggregators and market data services that track ARR’s dividend history and yield metrics.

Note: For exact per‑share amounts and specific payable/ex‑dividend/record dates, consult the named press releases and ARMOUR’s SEC filings for the authoritative declarations.

Further steps and practical checklist

If you are tracking the arr stock dividend as an investor or analyst, use this checklist:

• Confirm the declared per‑share amount and payable date in the company press release referenced by date.
• Check the ex‑dividend and record dates with your broker to establish eligibility.
• Review ARMOUR’s periodic filings for commentary on dividend coverage metrics and any risk disclosures.
• For tax reporting, retain dividend notifications and review Form 1099‑DIV provided by your broker at year‑end.
• Use Bitget tools (price alerts, corporate‑action notifications) to keep track of announcements and market moves related to ARR.

More resources

To verify the most current ARR dividend information, always start with ARMOUR’s investor relations communications and the company’s SEC filings. For quick historical snapshots and yield calculations, use reputable dividend‑data services and market data platforms, and cross‑check their figures with company disclosures.

Interested in trading or monitoring stocks like ARR with an integrated platform? Explore Bitget for market data, alerts and custody solutions. For wallet needs and on‑device portfolio tracking, consider Bitget Wallet as a secure option for managing digital assets alongside your broader financial monitoring workflow.

To follow updates on ARR dividend declarations, subscribe to ARMOUR’s investor alerts and enable corporate action notifications in your trading account.

This article is informational and based on company press releases and public filings cited by date. It is not investment advice.