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About RAI Finance (SOFI)
RAI Finance is a cryptocurrency that has gained considerable attention in the digital finance world. As a decentralized protocol built on the Ethereum blockchain, RAI Finance enables users to easily access various financial services and products. The significance of RAI Finance lies in its ability to provide decentralized and efficient solutions to traditional finance. By leveraging blockchain technology, RAI Finance offers transparency, security, and greater accessibility to financial services for users around the globe. One of the key features of RAI Finance is its decentralized exchange (DEX). This DEX allows users to trade cryptocurrencies directly without the need for intermediaries. This eliminates the reliance on centralized exchanges, enhancing privacy and reducing the risk of hacks or manipulation. Another notable feature of RAI Finance is its lending and borrowing platform. Through smart contracts, individuals can lend their digital assets and earn interest or borrow assets by providing collateral. This opens up opportunities for users to generate passive income or access capital without the need for traditional banking systems. RAI Finance also introduces yield farming, a method where users can earn rewards by staking or providing liquidity to various pools. This incentivizes users to participate in the platform, boosting user engagement and driving the growth of the RAI Finance ecosystem. Moreover, RAI Finance has implemented cross-chain compatibility, enabling users to interact with assets from different blockchain networks. This interoperability expands the possibilities for users with diverse cryptocurrency holdings and enhances the overall utility of RAI Finance as a decentralized financial platform. In conclusion, RAI Finance offers a decentralized and efficient financial ecosystem built on blockchain technology. By providing a decentralized exchange, lending and borrowing solutions, yield farming opportunities, and cross-chain compatibility, RAI Finance empowers users to access a wide range of financial services securely and seamlessly. Its potential to revolutionize traditional finance makes it a significant player in the ever-evolving world of cryptocurrencies.
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How are institutions and celebrities predicting Bitcoin prices in 2026?
The table below shows the price predictions for Bitcoin by relevant institutions and prominent figures at the end of 2025. All information was collected from publicly available online sources.
Optimistic views are primarily based on the Federal Reserve's interest rate cuts, increased institutional allocation, and structural buying driven by spot ETFs, with targets mostly concentrated between $150,000 and $250,000. Cautious and bearish views emphasize that slowing demand, macroeconomic tightening, or technical structural disruption could trigger a deep pullback, with scenarios potentially leading to declines to $70,000, $56,000, $25,000, or even $10,000.
Some of these institutions' and celebrities' past predictions were very close to Bitcoin's price performance, while others were quite far off. Therefore, please consider these predictions objectively in conjunction with more information.
In summary, Bitcoin's price performance in 2026 will primarily be driven by the implementation of the US National Bitcoin Strategic Reserve policy and the macro liquidity resulting from global monetary easing. Meanwhile, the market's cyclical recovery demand following the significant correction in 2025, the continued allocation of institutional funds, and global geopolitical and inflationary pressures will also be key variables influencing its price trend.
| Institutions and Celebrities | Introductions | Bitcoin target price in 2026 | Attitude |
|---|---|---|---|
| Charles Hoskinson | Cardano founder | $250,000 | Very optimistic |
| Robert Kiyosaki | Rich Dad, Poor Dad author | $250,000 | Very optimistic |
| Galaxy Digital | Crypto asset management company | $250,000 | Very optimistic |
| Arthur Hayes | BitMEX co-founder | $200,000+ | Very optimistic |
| Brad Garlinghouse | Ripple CEO | $180,000 | Very optimistic |
| VanEck | Investment companies specializing in ETFs | $180,000 | Very optimistic |
| JPMorgan | A leading global financial services group | $170,000 | Very optimistic |
| Tom Lee | Fundstrat founder | $150,000–$200,000 | Very optimistic |
| Standard Chartered Bank | British International Commercial Bank | $150,000 | Optimistic |
| Bernstein Research | Wall Street investment banks | $150,000 | Optimistic |
| Bitwise | Crypto asset management company | $150,000 | Optimistic |
| Citigroup | Global financial services group | $143,000 | Optimistic |
| Grayscale | The world's largest crypto asset management company | Breaking all-time high | Optimistic |
| Jurrien Timmer | Fidelity Director of Global Macro | $75,000 | Pessimistic |
| CryptoQuant | On-chain data analytics platform | $56,000~$70,000 | Pessimistic |
| Peter Brandt | Legendary trader with over 40 years of experience | $25,000 | Very Pessimistic |
| Mike McGlone | Senior Commodity Strategist at Bloomberg Intelligence | $10,000 | Very Pessimistic |





