Ціна Cardano InuADA

During a recent conversation on X Spaces, Fahmi Syed, president of the Midnight Foundation,revealed that the foundation has received a formal legal contract from a prospective "stablecoin partner." The deal is not yet finalized. The contract is currently under legal review, "Hopefully, if we can get it signed," Syed cautiously said. If signed, an official public announcement is expected in the "coming days and weeks." The stablecoin will likely leverage Midnight's ZK tech for selective disclosure (hiding balances/transactions while allowing regulatory compliance). This comes just two weeks after the launch of the Midnight Network (NIGHT), which took place on Dec. 8. Thousands of Cardano users who received the "Glacier Drop" are currently in a "thawing" period where their tokens unlock over 360 days. Cardano stablecoins options USDM is currently the most trusted "USDC alternative" on Cardano. It is regulatory compliant in the US, meaning it is not algorithmic. At the same time, USDA is still struggling with deep liquidity. For instance, a trader lost millions due to "slippage" because there wasn't enough USDA in the liquidity pools to handle their massive trade. This is the "decentralized" option. It does not use fiat money in a bank. Instead, it uses ADA as collateral (you lock up $4-$8 of ADA to mint $1 of DJED). It is worth noting that existing stablecoins (USDM/USDA) live on the public Cardano chain. If you move them to Midnight to make them private, the issuers (Mehen/Anzens) need to legally agree to that. Right now, you have to "wrap" these tokens to get them onto Midnight. A parter (if the deal goes through) would issue the stablecoin natively on the privacy-focused blockchain.

A persistent bearish trend has led to widespread declines across many altcoins over the past week. As a result, some market participants are researching alternative crypto assets that may behave differently during periods of market stress. However, evaluating crypto assets during a bear market remains challenging, as many price movements are driven by speculation rather than underlying fundamentals. This article examines five crypto projects that emphasize functional use cases rather than purely speculative narratives. The projects discussed include Digitap ($TAP), Solana (SOL), Chainlink (LINK), Cardano (ADA), and Monero (XMR), each representing different approaches to utility, scalability, data infrastructure, governance, or privacy within the broader crypto ecosystem. Table of Contents Digitap and Its Omnibank-Based Payment Model Solana and Its Scalability-Focused Blockchain Architecture Chainlink’s Role in Decentralized Data Infrastructure Cardano’s Research-Oriented Development Approach Monero and Privacy-Focused Cryptocurrency Design $TAP Token Overview Conclusion – Managing Investments During a Bear Market Disclaimer Digitap and Its Omnibank-Based Payment Model Digitap is a Web3 project that focuses on integrating crypto and fiat payment systems through an omnibank-style platform. The platform is designed to allow users to manage, store, and transact using both digital assets and traditional currencies within a single interface. The Digitap application is available on both the Play Store and App Store. According to the project, the platform aims to provide basic financial services to users who may not have access to traditional banking infrastructure, with account creation that does not require standard KYC procedures. Digitap also works with sponsored banking partners to access fiat payment rails such as SEPA and SWIFT, enabling cross-border transfers. The platform states that it seeks to reduce transaction costs compared to certain traditional payment services and offers optional virtual and physical Visa co-branded cards. In addition to its core product features, Digitap is currently running a time-limited seasonal promotional campaign intended to increase user engagement. Solana and Its Scalability-Focused Blockchain Architecture Solana is widely discussed for its scalability-oriented blockchain design, which emphasizes high transaction throughput and low transaction fees. The network supports a growing ecosystem of decentralized applications (dApps) across areas such as decentralized finance, NFTs, and on-chain gaming. In the short term, SOL has experienced downward price pressure alongside the broader market. Over the past week, the token declined following a market-wide selloff triggered by macroeconomic concerns, including uncertainty surrounding potential monetary policy changes by the Bank of Japan. After reaching lower price levels mid-week, SOL later stabilized as market volatility eased. From a longer-term perspective, Solana’s relevance is often discussed in relation to its expanding developer ecosystem and ongoing network upgrades, which continue to shape its role within the broader blockchain landscape. Chainlink’s Role in Decentralized Data Infrastructure Chainlink is an established oracle network designed to connect smart contracts with external data sources. By enabling access to real-world data, Chainlink supports a wide range of decentralized finance (DeFi) applications and other blockchain-based use cases that rely on off-chain information. LINK serves as the utility token within the Chainlink ecosystem, where it is used for node operator incentives and network security. Similar to other major crypto assets, LINK has seen price declines in recent market conditions, reflecting broader uncertainty across the digital asset sector. Despite short-term volatility, Chainlink continues to be referenced in discussions around decentralized infrastructure, particularly as more blockchain applications explore integrations with traditional financial and data systems. Cardano’s Research-Oriented Development Approach Cardano follows a development philosophy centered on academic research and peer-reviewed methodologies. This approach has historically resulted in a slower rollout of features compared to some competing blockchain networks. Recent upgrades, including scalability improvements such as Hydra, have expanded Cardano’s capacity to support smart contracts and decentralized applications. During periods of market weakness, ADA has also experienced notable price declines, reflecting reduced risk appetite among market participants. Nevertheless, Cardano remains an established blockchain project with an active development community and a governance model that emphasizes stakeholder participation. These factors continue to influence how the network is positioned within long-term blockchain research and development discussions. Monero and Privacy-Focused Cryptocurrency Design Monero is designed as a privacy-focused cryptocurrency, utilizing technologies such as ring signatures and stealth addresses to obscure transaction details. Unlike many projects that offer optional privacy features, Monero’s protocol enforces privacy by default. During recent market conditions, Monero has attracted increased attention amid growing discussions around financial privacy and surveillance. Over the past week, XMR recorded price gains while much of the broader market remained under pressure. Although XMR remains below its historical peak, it continues to be referenced in conversations about privacy-preserving digital assets, particularly as regulatory scrutiny and transparency requirements increase across the crypto industry. $TAP Token Overview $TAP functions as the transactional and governance token within the Digitap ecosystem. According to the project’s documentation, the token is intended to support platform operations, user participation, and governance mechanisms. The token has a capped supply and incorporates mechanisms designed to limit long-term inflation. $TAP is currently distributed through a multi-stage presale process, with pricing determined by predefined rounds set by the project team. As with many early-stage crypto assets, participation in presales carries higher risk, and outcomes depend on factors such as product adoption, regulatory developments, and broader market conditions. Learn more about their project here: Presale https://presale.digitap.app Website: https://digitap.app Social: https://linktr.ee/digitap.app Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway Conclusion – Managing Investments During a Bear Market Bear markets often encourage investors to look beyond short-term price movements and place greater emphasis on fundamentals and real-world utility. As outlined in this article, the highlighted tokens – Digitap, Solana, Chainlink, Cardano, and Monero – operate across different areas of the crypto ecosystem, including payments, smart contract infrastructure, data oracles, and privacy-focused networks. Rather than implying guaranteed outcomes, these examples demonstrate how factors such as practical use cases, ecosystem adoption, and long-term development strategies can affect how projects perform during market downturns. In highly volatile conditions, understanding the role and function of each asset within its broader ecosystem may help readers develop a more balanced and informed view of crypto market behavior in bearish periods. Disclaimer Please be advised that all information, including our ratings, advices and reviews, is for educational purposes only. Crypto investing carries high risks, and CryptoNinjas is not responsible for any losses incurred. Always do your own research and determine your risk tolerance level; it will help you make informed trading decisions.

⚡️Cardano Governance Update $ADA just cleared a key hurdle an on-chain vote has restored its Constitutional Committee to full capacity. This strengthens Cardano’s governance framework and paves the way for smoother protocol upgrades.

A significant political battle is brewing in Washington, D.C., directly impacting millions of cryptocurrency investors. A coalition of Republican lawmakers in the U.S. House of Representatives is mounting a forceful campaign to repeal the controversial crypto staking tax rules established by the IRS. Their urgent message is clear: these regulations must be withdrawn before they take full effect for the 2026 tax year, setting the stage for a crucial debate on the future of digital asset policy. What Is the Current Crypto Staking Tax Rule? In 2023, the Internal Revenue Service (IRS) introduced a pivotal rule that fundamentally changed how staking rewards are treated. The agency declared that rewards earned from crypto staking must be classified as taxable income at the moment they are received by the investor. This means their fair market value on the day they are credited becomes part of your annual income, regardless of whether you sell them. For example, if you receive 1 ETH in staking rewards when ETH is worth $3,000, you must report $3,000 as additional income that year. Why Are Lawmakers Demanding a Repeal? The push for repeal centers on a fundamental disagreement about the nature of staking rewards. The lawmakers, echoing the long-standing argument of the crypto industry, contend that the current crypto staking tax framework is flawed. They assert that staking rewards are not traditional income but newly created property. Therefore, the industry’s preferred model is clear: Taxation at Sale: Rewards should only be taxed as capital gains when the investor sells or disposes of them. Fairness and Growth: They argue the current rule creates an unfair cash-flow burden, stifling innovation and participation in blockchain networks. Regulatory Clarity: A repeal would provide the clear, consistent rules that the industry desperately needs to thrive in the United States. What Are the Practical Challenges for Investors? The immediate taxation rule presents several real-world headaches for everyday crypto users. First, it creates a potential liquidity crisis. An investor may owe taxes on rewards they haven’t actually converted to cash, forcing them to sell other assets to pay the bill. Second, tracking the precise value of small, frequent staking rewards across multiple protocols can be a logistical nightmare, increasing compliance costs and complexity. This administrative burden falls heavily on individual participants who are helping to secure decentralized networks. Could This Change the Future of Crypto in America? Absolutely. The outcome of this legislative effort carries significant weight. If successful, a repeal of the crypto staking tax rule would be a major victory for the digital asset sector, signaling a more accommodating regulatory approach. It could encourage more institutional and retail participation in proof-of-stake networks like Ethereum, Cardano, and Solana. Conversely, if the rule stands, it may push development and investment to jurisdictions with more favorable tax treatments, potentially hindering U.S. leadership in the blockchain space. The 2026 deadline adds a layer of urgency to the debate. What Should Crypto Investors Do Now? While the political process unfolds, investors must operate under the existing law. This means maintaining meticulous records of all staking rewards and their values at the time of receipt. Consulting with a tax professional who understands cryptocurrency is non-negotiable. However, staying informed on this issue is also crucial. The proposed repeal represents a critical opportunity to shape a tax policy that aligns with the technological reality of blockchain. In conclusion, the Republican-led push to repeal the crypto staking tax is more than a political skirmish; it’s a decisive moment for the U.S. crypto ecosystem. It pits traditional income classification against a new model of property creation, with billions of dollars and the pace of innovation at stake. The coming months will reveal whether lawmakers can deliver the clarity and fairness that the industry demands before the 2026 deadline arrives. Frequently Asked Questions (FAQs) Q: What exactly is being taxed under the current IRS rule? A: The IRS taxes the fair market value of the crypto tokens you receive as staking rewards at the exact moment they are added to your wallet. This is treated as ordinary income. Q: When would the proposed repeal take effect? A: The lawmakers are urging for the rule to be withdrawn before it applies to the 2026 tax year. If repealed, it would likely apply retroactively or from a future date set by the legislation. Q: How does staking differ from mining for tax purposes? A: Currently, the IRS treats both similarly—rewards from mining and staking are considered taxable income upon receipt. The debate for repeal focuses on staking’s unique role in creating and securing new blocks. Q: If I live in a state like Texas or Wyoming, does this federal rule still apply? A: Yes. IRS rules are federal. You must comply regardless of your state of residence, though some states may have additional or different tax treatments. Q: What can I do to support the repeal effort? A You can contact your congressional representatives to voice your opinion on the matter. Staying informed and participating in industry advocacy groups can also help amplify the message. Q: Will this affect my taxes for the current year (2024)? A Yes. Unless and until the rule is officially repealed, you are required to report and pay taxes on 2024 staking rewards as income upon receipt. Did you find this breakdown of the crypto staking tax debate helpful? This issue affects countless investors and the broader tech landscape. Share this article on social media to help others understand the critical fight happening in Washington and spark a conversation about sensible crypto policy. To learn more about the latest cryptocurrency regulatory trends, explore our article on key developments shaping Ethereum and Bitcoin institutional adoption. Disclaimer: The information provided is not trading advice, Bitcoinworld.co.in holds no liability for any investments made based on the information provided on this page. We strongly recommend independent research and/or consultation with a qualified professional before making any investment decisions.

Welcome to the US Crypto News Morning Briefingyour essential rundown of the most important developments in crypto for the day ahead. Grab a coffee because todays Morning Briefing isnt just about interest rates. Its about leverage, funding, and which side of the Pacific really sets the rhythm for risk assets when the policy paths split. As one central bank eases (the US), the other tightens (Japan). The tension between the two is beginning to reshape global liquidity in ways that dont show up in a single chart or price candle. Crypto News of the Day: Japan Raises Interest Rates, But the Fed Cuts, Which Side Has A Stronger Impact? Global markets are at an impasse, amid a rare and consequential policy divergence. On the one hand, the US Federal Reserve has begun cutting interest rates to support slowing growth. In contrast, the Bank of Japan (BOJ) is moving in the opposite direction, raising rates to levels not seen in three decades. The question facing investors is no longer whether these moves matter, but which one ultimately carries more weight for global liquidity, currencies, and crypto markets. On December 19, the BOJ raised its policy rate by 25 basis points to 0.75%, the highest level since 1995. This marks another step away from decades of ultra-loose monetary policy. Macro analysts see the move as more than a routine adjustment. 🚨 BREAKING: 🇯🇵 BOJ DELIVERS THE HIKERates raised 25 bps to 0.75%, marking a 30-year high.Japans era of ultra-easy money keeps fading.This is a major global LIQUIDITY shift watch yen and risk assets closely. 👀 pic.twitter.com/vfciRH84WJ Wise Advice (@wiseadvicesumit) December 19, 2025 Unlike the Federal Reserves rate cuts, which are cyclical and designed to smooth economic slowdowns, Japans tightening is structural. For nearly 30 years, near-zero Japanese rates anchored one of the worlds most important sources of cheap leverage. Even modest increases now carry outsized consequences because they disrupt funding strategies deeply embedded across global markets. The immediate impact was most visible in currency markets. Despite the historic hike, the yen initially weakened as Governor Kazuo Ueda offered limited clarity on the pace of future tightening. Reuters noted that the currency slipped as the BOJ stays vague on tightening path. This highlights how forward guidance, not just the hike itself, remains critical. Still, analysts argue the real transmission channel lies elsewhere: the yen carry trade, as reported in a recent US Crypto News publication. As Japanese yields rise and the USJapan rate gap narrows, borrowing yen to fund higher-yielding positions becomes increasingly expensive. Fed cut rates, but the message mattered more than the cut. Their dot plot now shows fewer cuts ahead. That flipped expectations from easy money coming to higher for longer. At the same time, BOJ hike expectations strengthened the yen yen carry trades started unwinding pic.twitter.com/eSaJLWQajg Dmytro V7 🇺🇦 (@V7Dmytro) December 16, 2025 This is where the divergence between Tokyo and Washington becomes critical: Fed cuts tend to support markets gradually by easing credit conditions. BOJ tightening, by contrast, forces immediate repositioning as leverage costs rise. Crypto markets have historically experienced this impact more quickly than traditional assets. Previous BOJ tightening cycles coincided with sharp Bitcoin drawdowns of 2030% as liquidity tightened and carry trades unwound. THE BANK OF JAPAN MIGHT BE BITCOINS BIGGEST ENEMYJapan holds the most US debt.Every time they hike, Bitcoin bleeds:March 2024: -23%July 2024: -30%Jan 2025: -31%Next hike: Dec 19Next move: loadingIf the pattern repeats, $70K is in play. pic.twitter.com/R5916R702I Merlijn The Trader (@MerlijnTrader) December 14, 2025 That pattern has made Bitcoins recent stability stand out. As of this writing, BTC was trading for $88,035, up by almost 1% in the last 24 hours. Bitcoin (BTC) Price Performance. Source: BeInCrypto History shows every prior tightening triggered 2030% Bitcoin drops as yen carry trades unwound and liquidity tightened. Yet with the hike fully priced in and BTC holding around $85k$87k, this could be the dip buyers have been waiting for, wrote analyst Blueblock. However, resilience at the top of the crypto market does not eliminate risk elsewhere. Altcoins, which are far more sensitive to liquidity conditions, remain exposed if Japanese tightening continues. Indeed, BOJ officials have openly signaled willingness to keep tightening if wage growth and inflation remain durable. Analysts at ING and Bloomberg have warned that while further hikes may not be imminent, the direction of travel is clear. The implication for global markets is stark. Fed cuts may provide broad support over time, but Japans retreat from ultra-easy policy strikes directly at the foundation of global leverage.If the BOJ continues down this path, its influence on liquidity, currencies, and crypto could outweigh US easing, at least in the near term. Chart of the Day Fed Fund Rates vs BOJ Policy Rate Byte-Sized Alpha Heres a summary of more US crypto news to follow today: What does a 100% accurate historical indicator signal for Bitcoin in December? ADA is down 70% in 2025 But two new sources of demand are emerging for Cardano. Is Toncoin undervalued? December data signals potential rebound. XRP selling pressure collapses 39%, but this price level still controls the outcome. Bitcoin whales moved But not in the way markets assumed. Crypto Equities Pre-Market Overview CompanyAt the Close of December 18Pre-Market OverviewStrategy (MSTR)$158.24$163.97 (+3.62%)Coinbase (COIN)$239.20$246.00 (+2.84%)Galaxy Digital Holdings (GLXY)$22.51$22.95 (+1.95%)MARA Holdings (MARA)$9.69$9.87 (+1.86%)Riot Platforms (RIOT)$13.38$13.73 (+2.62%)Core Scientific (CORZ)$14.56$15.04 (+3.30%)Crypto equities market open race:GoogleFinance Read the article at BeInCrypto