Has a new Bitcoin bear market begun? This entire cycle, BTC has respected the 50-week moving average, but now Bitcoin has lost this level, and sentiment is the worst it has been since February. The Fear and Greed Index reads 10 (Extreme Fear ), and retail investors are getting cold feet.
Markets are rotating into utility and searching for relative strength. Digitap’s omni-banking app, Visa card, and user adoption are providing the winning ticket. The best altcoins to buy all have cash flows and value accrual built into tokenomics. While everyone is flipping bearish, here’s why Digitap could be among the best cryptos to buy now heading into 2026.
Bitcoin Bear Market Begins: What Losing the 50-week Moving Average Means
The 50-week moving average has functioned as the ultimate support for this entire cycle. Losing this key level changes the entire rhythm, and it appears that the four-year cycle believers were correct. Bitcoin needs to reverse quickly; otherwise, this weekly close will likely mark the beginning of another bear market.
ETH inflows have drastically reversed with institutions selling aggressively, and doubts about the AI supertrend, along with the probability for a rate cut falling below 50% add to macro pressures. If equities roll over here, BTC could easily target $84,000, and as distribution begins in earnest, flows are gravitating towards strong crypto projects.
Digitap Raises $2 Million in Record Time
Digitap inflows haven’t appeared out of thin air. The team has already shipped a working app available on iOS and Android. They have issued virtual and physical Visa cards, including non-KYC virtual issuance, with same-day support for Apple Pay and Google Pay. But what is Digitap?
This omni-banking app offers a single account with multiple rails, supporting both crypto and fiat. No more silos, just a fluid experience for managing all forms of value. It taps digital-first finance (how the majority of Gen Z and Millennials manage their money) and aims to disrupt several trillion-dollar industries simultaneously, such as remittances and cross-border payments, by using a dual approach.
Under the hood, Digitap operates a multi-rail architecture: established banking corridors (SWIFT, SEPA, ACH, Faster Payments) sit alongside public blockchains. An AI-powered routing brain selects the corridor that clears best in terms of speed, fees, and FX. The end result for users is an interface that feels like a modern neobank but with all the crypto firepower underneath.
Why Digitap Leads the Pack of Altcoins to Buy in a Risk-Off Environment
This market clearly wants prudcits with distribution, cash flows, and outsized growth potential in market-agnostic sectors like payments. Digitap blending fiat and crypto and unlocking better settlement for an industry that processes trillions of dollars in volume annually is an enormous growth surface.
This is the type of real-world utility that can flourish in a risk-off environment. Digitap is also supported by the secular tailwinds of stablecoin growth and booming demand for remittances and cross-border payments, which remain in secular bull markets.
The $TAP token design is also next-gen. Instead of a useless governance token, $TAP accrues real value. The total supply is fixed at 2 billion, and Digitap dedicates 50% of platform profits to purchase and burn $TAP as well as reward stakers. This means automatic buy pressure and passive income for holders.
That’s why the current price of $0.0313 looks undervalued, and $TAP ranks among the best cryptos to buy now for investors bullish on cash flows and value capture.
