SEC's Updated Guidelines Ignite XRP ETF Surge, Attracting Institutional Investors

The U.S. Securities and Exchange Commission (SEC) has given the green light to several exchange-traded funds (ETFs) centered on XRP, paving the way for potentially billions of dollars to enter the token’s ecosystem. Alongside these approvals, existing crypto indices have broadened their scope to include

, which is expected to result in substantial amounts of the asset being held as institutional investors gain access through regulated channels. The SEC’s recent move to adopt universal listing criteria has made the approval process for crypto ETFs more efficient, shortening the review period from 270 days to as few as 75 days. This regulatory update has led to a spike in ETF submissions, with more than a dozen XRP ETF proposals currently under consideration, including both spot and futures offerings from companies such as Grayscale, 21Shares, Bitwise, and Franklin Templeton Full List of XRP ETFs: Filings, Dates, Deadlines, and More [ 1 ]. Most of these applications are expected to receive final decisions by October 2025 Full List of XRP ETFs Awaiting SEC Approval: Dates, Filings and What’s Next [ 4 ].

The Hashdex Nasdaq Crypto Index US ETF (ticker: NCIQ), which is the first spot crypto exchange-traded product (ETP) in the U.S. to hold multiple assets, has now added XRP,

(SOL), and (XLM) to its portfolio under the SEC’s revised guidelines. XRP now makes up 6.9% of the ETF’s assets, while Solana represents 4.3%. and continue to dominate with 72.5% and 14.8% shares, respectively Hashdex Wins SEC Approval for BTC, ETH, XRP, SOL ETF [ 3 ]. This move highlights the increasing interest from institutional investors in XRP and positions the token for greater exposure in the broader market. The ETF’s growth also aligns with the SEC’s updated rules, which now allow eligible funds to skip previous case-by-case evaluations Hashdex’s Crypto Index ETF Comprising BTC, ETH, XRP, SOL Gets Approval [ 6 ].

The introduction of XRP ETFs has already sparked heightened trading activity. The ProShares Ultra XRP ETF, a leveraged futures product offering 2x exposure, began trading on July 18, 2025, and saw notable trading volumes Full List of XRP ETFs: Filings, Dates, Deadlines, and More [ 1 ]. At the same time, the REX-Osprey XRP ETF, the first spot ETF for XRP in the U.S., launched on September 18 with the ticker XRPR First U.S. XRP ETF Launches Sept. 18, CME to List Options on XRP Futures Oct. 13 [ 5 ]. These new products, together with the Hashdex ETF, are anticipated to draw investments from traditional investors looking for diversified exposure to cryptocurrencies. Experts suggest that including XRP in regulated investment vehicles could help stabilize its price by curbing speculative trading and boosting long-term institutional holdings Hashdex ETF Approved by SEC to Include XRP and Solana in Portfolio [ 8 ].

Clearer regulations have played a pivotal role in the recent ETF approvals. The SEC’s decision in September 2025 to implement standardized listing rules has sped up the launch of new products, prompting asset managers like Amplify ETFs to file for new ETFs based on XRP and Solana Crypto ETF Update: Hashdex Index ETF Approved by SEC to Include XRP, SOL [ 9 ]. Steven McClurg from Canary Capital Group commented, “We currently have about a dozen filings with the SEC, and more are on the way. The industry is preparing for a surge of new launches.” Hashdex Wins SEC Approval for BTC, ETH, XRP, SOL ETF [ 3 ] This regulatory change has also led exchanges such as CME Group to introduce futures options for XRP and Solana, further enhancing liquidity and risk management options for traders First U.S. XRP ETF Launches Sept. 18, CME to List Options on XRP Futures Oct. 13 [ 5 ].

These advancements are expected to have a major impact on the market. The addition of XRP to prominent ETFs could boost demand for the token and increase its overall market value. As of September 2025, XRP’s market capitalization reached $169.46 billion, with its price at $2.83 Hashdex Wins SEC Approval for BTC, ETH, XRP, SOL ETF [ 3 ]. The adoption of XRP by institutional investors through ETFs may help reduce price swings by broadening the investor base and linking XRP’s value more closely to general market movements. Nevertheless, challenges remain, such as ongoing regulatory uncertainty and the possibility of SEC postponements or rejections for outstanding applications Full List of XRP ETFs Awaiting SEC Approval: Dates, Filings and What’s Next [ 4 ].

Industry experts expect a wave of XRP ETF approvals by October 2025, with the SEC’s final rulings on current applications likely to influence the token’s future direction. The approval of spot ETFs, in particular, could drive further innovation in crypto investment products, including leveraged and inverse funds. As the SEC continues to refine its regulatory approach to digital assets, the future of the XRP market will depend on ongoing regulatory support and investor trust in the token’s functionality and governance Hashdex Nasdaq Crypto Index US ETF (Ticker: NCIQ) Expands, Bringing US Investors Access to Five Leading Crypto Assets Through One Diversified Product [ 7 ].