Ripple USD Kurs

$GRVT Ripple announced Monday that its national trust bank has secured final approval from the Office of the Comptroller of the Currency (OCC). The approval completes the chartering process for Ripple National Trust Bank (RNTB), which received conditional approval from the OCC in December 2025. The federally supervised trust bank is authorized to manage reserves backing Ripple USD (RLUSD), act as collateral trustee for the benefit of RLUSD holders and provide digital asset custody services, according to Ripple. RLUSD will continue to be issued by Standard Custody & Trust Company, Ripple’s limited purpose trust company regulated by the New York Department of Financial Services. “We’ve always said crypto and banks work better together — this is what that looks like. Real innovation, real accountability, federal oversight,” Ripple CEO Brad Garlinghouse said on X on Monday. Ripple follows Circle, which secured final OCC approval in July. Other crypto firms remain at the conditional approval stage, including Coinbase, which received its preliminary green light in April, and Crypto.com and Stripe-owned Bridge, which received conditional approvals in February. A national trust bank is a federally chartered institution focused on holding and managing assets on behalf of clients. Unlike a typical commercial bank, most national trust banks do not accept deposits or make loans and do not carry Federal Deposit Insurance Corporation insurance, according to the OCC. Related: Advocacy group pushes back on banks’ lawsuit against OCC over charters

$GRVT Ripple and Robinhood have expanded their partnership to bring the RLUSD stablecoin to Robinhood’s retail and institutional businesses, alongside new integrations spanning treasury management, lending and trading services. RLUSD is already available on Robinhood Chain and Bitstamp by Robinhood, with a launch in the Robinhood app planned for later this year, according to a Tuesday announcement coinciding with Ripple’s Swell 2026 conference in New York. Robinhood also plans to use the stablecoin on the XRP Ledger for institutional settlement. Robinhood will also adopt Ripple Treasury to manage its global cash and liquidity operations, including payment processing, cash flow forecasting and intercompany transactions. The integration extends the partnership beyond customer-facing services to Robinhood’s internal financial infrastructure. The partnership also expands Robinhood’s existing relationship with Ripple Prime, which provides financing services to Bitstamp by Robinhood and plans to introduce perpetual futures trading on the exchange later this year. Launched in December 2024, RLUSD has reached a market capitalization of $2.57 billion, with nearly $1 billion issued on the XRP Ledger, according to DeFiLlama data. Robinhood reported 28.6 million funded customers globally as of August, offering a potentially significant distribution channel for the stablecoin. Source: DefiLlama Related: Majority of Americans want candidates who support US-based financial technology: Poll Ripple expands into custody and trade finance Ripple also announced on Tuesday an expanded partnership with financial services giant BNY, which now supports custody of XRP and RLUSD through its Digital Asset Custody platform. The companies plan to work together to allow BNY clients to mint and redeem RLUSD directly through the bank and broaden support for tokenized assets issued on the XRP Ledger. Separately, Ripple partnered with working-capital platform C2FO to bring financing and settlement for its new Instant Pay service onto the XRP Ledger, using RLUSD. The service is designed to let suppliers receive payments against approved invoices in seconds rather than waiting days for traditional bank settlement. A C2FO spokesperson told Cointelegraph the service is currently in testing, with a controlled launch and the first RLUSD transactions on the XRP Ledger expected by the end of the year. The string of announcements on Tuesday followed Ripple’s receipt of final approval from the US Office of the Comptroller of the Currency on Monday to establish a national trust bank. The institution will manage reserves backing RLUSD and provide digital asset custody services, while stablecoin issuance will remain with Ripple’s New York-regulated subsidiary. Magazine: Crypto could outperform AI stocks: Wall Street veteran Jordi Visser

✍️ By NDCRYPTOGURU | Voice of Market Awareness ━━ 💭 THE HOOK ━━ One major regulatory development, one upcoming earnings announcement, and one leveraged ETF under pressure — three different stories could influence how traders approach the market this week. 👀📊 XRP is attracting attention after Ripple received final US approval for its national trust bank. Meanwhile, SanDisk (SNDK) is preparing to report earnings on October 29, while SOXS has suffered a sharp decline as semiconductor investors assess the technology sector. But here is the important question: Will these developments create opportunities, or are traders at risk of chasing the news too late? Let’s break down the stories. 🔍 ━━ ⭕ XRPUSDT — RIPPLE SCORES A MAJOR REGULATORY MILESTONE ━━ 📰 THE LATEST STORY On October 26, Ripple announced that it had received final approval from the US Office of the Comptroller of the Currency to establish Ripple National Trust Bank. The bank is expected to support the management of reserves backing Ripple USD (RLUSD), act as a collateral trustee, and provide institutional digital-asset custody services when operational. This is an important development for Ripple’s regulated financial infrastructure and institutional ambitions. 📊 WHAT IT COULD MEAN FOR XRP The news may strengthen investor interest in Ripple’s broader ecosystem. However, the trust bank’s approval does not automatically mean that XRP will rise. The bank’s approved activities include supporting RLUSD, which is distinct from XRP. What traders should watch: - Whether XRP attracts sustained buying after the announcement. - Whether broader cryptocurrency market sentiment improves. - Whether traders sell into the news after an initial price reaction. 🐂 Bullish scenario: Continued demand and improving market sentiment could support further recovery. 🐻 Bearish scenario: Profit-taking or weakness across the wider crypto market could reverse the move. 🎯 Trading approach: Avoid entering simply because the headline is positive. Check the live XRP price, volume, and chart structure before considering a trade. ━━ ⭕ SNDK — EARNINGS COULD BECOME THE NEXT BIG CATALYST ━━ 📰 THE LATEST STORY SanDisk Corporation (NASDAQ: SNDK) is scheduled to report its fiscal first-quarter 2027 results on Thursday, October 29, 2026, after the US market closes. Investors will be watching its financial performance, forward guidance, NAND flash memory demand, pricing conditions, and the potential impact of AI infrastructure investment. The memory sector has become important to the development of data centres and AI systems, but strong industry demand does not guarantee that a company's earnings or share price will exceed expectations. 📊 WHAT TRADERS SHOULD WATCH - Revenue and earnings compared with market expectations. - Management’s outlook for memory demand and pricing. - Whether the stock holds its gains or reverses after the announcement. - How the broader semiconductor sector responds. 🐂 Bullish scenario: Strong results and optimistic guidance could encourage additional buying. 🐻 Bearish scenario: Disappointing guidance, elevated expectations, or profit-taking could trigger a sharp decline. 🎯 Trading approach: Consider waiting for the earnings release and the initial market reaction. Avoid treating an anticipated breakout as a confirmed move. Remember: a tokenized SNDK perpetual contract may trade differently from the underlying SanDisk stock. ━━ ⭕ SOXS — WHY THE SEMICONDUCTOR BEAR ETF IS FALLING ━━ 📰 THE LATEST STORY SOXS, the Direxion Daily Semiconductor Bear 3X ETF, closed at approximately $47.98 on October 26, down 8.54%. Unlike XRP and SNDK, SOXS is not a cryptocurrency or an ordinary company share. It seeks daily investment results equal to approximately three times the inverse performance of its semiconductor benchmark, before fees and expenses. When semiconductor stocks rise, SOXS generally faces downward pressure. When the benchmark falls, SOXS may benefit, although actual results can differ. 📊 WHAT TRADERS SHOULD WATCH 🐂 Bullish for SOXS: A broad semiconductor sell-off could support a rebound in the fund. 🐻 Bearish for SOXS: Continued strength in semiconductor shares could put further pressure on its price. 🎯 Trading approach: Do not buy SOXS merely because it has fallen sharply. First look for evidence that semiconductor momentum is weakening. Its daily leverage makes it particularly risky, and returns over longer periods can differ significantly from the inverse of the benchmark’s cumulative return. ━━ 🔥 THE BIGGER STORY ━━ These three assets respond to different catalysts: ⭕ XRP: Regulatory developments, cryptocurrency sentiment, and demand for the XRP token. ⭕ SNDK: Earnings expectations, memory-market conditions, and AI-related demand. ⭕ SOXS: Daily movements in semiconductor stocks, with leveraged inverse exposure. The mistake is to treat all three as the same trade. A positive headline can already be reflected in the price, earnings can surprise in either direction, and leveraged inverse ETFs can move rapidly against a position. ━━ 🛡️ RISK MANAGEMENT — PROTECT YOUR CAPITAL ━━ 1️⃣ Confirm before entering. Check the latest price, trading volume, and relevant chart levels. 2️⃣ Define your risk. Decide your stop-loss and maximum acceptable loss before placing a trade. 3️⃣ Control leverage. High leverage can magnify losses and trigger liquidation after a relatively small adverse move. 4️⃣ Avoid chasing headlines. Wait for confirmation rather than entering because a price is already moving rapidly. 5️⃣ Respect uncertainty. No news event or technical signal guarantees a profitable outcome. ━━ 💬 THE COMMUNITY QUESTION ━━ Which opportunity deserves the closest attention this week? 🔥 XRP: Can Ripple’s regulatory milestone strengthen confidence in the XRP ecosystem? 📈 SNDK: Will the October 29 earnings announcement trigger another major move? 📉 SOXS: Could semiconductor weakness create a rebound opportunity, or will continued sector strength push it lower? Drop your view and explain which market development matters most to your decision. Let’s compare ideas, discuss the risks, and learn from the market together. #XRP #SNDK #SOXS #CryptoNews #StockMarket #TradingEducation #NDCRYPTOGURU $XRP $SNDK $SOXS

$GRVT Ripple and BNY are expanding their digital asset collaboration to include custody support for $XRP and $RLUSD, direct stablecoin minting and redemption for BNY clients, and potential tokenized trade finance applications on the $XRP Ledger, according to a Tuesday statement. BNY has added $XRP, the native asset of XRPL, and Ripple’s $RLUSD stablecoin to its Digital Asset Custody platform, extending a relationship that already includes custody of $RLUSD’s reserves and a custody arrangement with Ripple Prime. The companies plan to explore additional institutional uses for XRPL, including tokenized assets and investment products, as well as blockchain-based payment, settlement and collateral workflows. BNY intends to work with Ripple to let its clients mint and redeem $RLUSD directly through the bank. Ripple and BNY are also exploring tokenized trade finance, which uses blockchain to represent assets such as trade receivables digitally. Ripple President Monica Long said financial institutions are increasingly focused on using tokenized assets for payments and collateral, rather than simply issuing them on blockchain networks. Their first potential trade finance initiative involves C2FO, a global working-capital platform, and would focus on expanding investor access to approved receivables.