Bitget Crypto Loans for U.S. Stock rTokens

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Bitget Crypto Loans supports over 120 popular spot stocks (rTokens) as collateral, allowing you to borrow easily without selling your holdings. This enables you to access short-term liquidity while retaining exposure to potential future gains and dividend income from assets such as rNVDA or rTSLA.

 

What are the advantages of Crypto Loans?

1. Keep your holdings

Use your rTokens, such as rNVDA and rTSLA, as collateral while retaining exposure to potential price appreciation and dividend distributions. This allows you to access liquidity without reducing your position or disrupting your long-term investment strategy.

2. Unlock liquidity

Borrow from over 100 crypto assets, including USDT and USDC, with funds credited immediately for trading, Earn subscriptions, or other purposes.

3. Enjoy greater flexibility

Flexible-term loans have no fixed maturity date. You can repay at any time with no early repayment penalty, giving you greater control over how much you borrow and when you repay.

 

How do I get started?

Step 1: Go to the Crypto Loans page

Open the Bitget app or website and select Earn → Crypto Loans → Borrow Now.

 

Step 2: Select the collateral asset and the asset to borrow

• Collateral: Choose a supported rToken, such as rNVDA or rTSLA

• Asset to borrow: Select the asset you want to borrow, such as USDT, USDC, or others

• Enter the loan amount. The system will automatically display the current APR, estimated hourly interest, initial loan-to-value (LTV) ratio, margin call LTV, and liquidation LTV.

 

Step 3: Confirm the loan

After reviewing the details, select Confirm. The system will transfer the corresponding amount of rTokens from your spot account as collateral and immediately disburse the loan to your account. You can use the funds once they are credited.

 

FAQs

1. What is Bitget Crypto Loans?

The Crypto Loans service allows users to pledge their crypto or stock assets as collateral to borrow other cryptocurrencies. In other words, users can use a specific amount of token A as collateral to borrow a corresponding amount of token B, with interest payable to the platform. To mitigate risks, over-collateralization is generally required.

2. Which assets can be used as collateral for Crypto Loans?

Currently, over 120 popular spot stocks (rTokens), such as rNVDA and rTSLA, are supported as collateral. Check the Crypto Loans interface for the most up-to-date list of eligible assets.

3. Do Crypto Loans have a fixed maturity date?

No. Flexible-term loans have no fixed maturity date, allowing you to repay at any time with no early repayment penalty.