$100 XRP: Expert Sets New Timeline After Failed 2025 Prediction

Zach Rector, a widely followed commentator within the XRP community, has updated his expectations regarding when XRP could reach a $100 valuation. After previously promoting a much shorter timeframe, Rector now argues that a triple-digit price is more realistic closer to the end of the decade, specifically around 2030.

This adjustment represents a notable shift from his earlier position. In late 2024, Rector publicly asserted that XRP could climb to $100 by the end of 2025, dismissing skepticism around that estimate in strongly worded remarks. With 2025 now nearing its conclusion and XRP trading far below that level, he has revised his stance and extended the timeline by several years.

Revised Timeline Draws Community Criticism

Rector’s updated projection has prompted mixed reactions across social media. Some XRP holders expressed frustration, accusing him of retreating from earlier claims without providing a sufficient explanation. One user questioned what developments, if any, had occurred to justify abandoning a near-term forecast so close to the original deadline.

$100 XRP in 2030

— Zach Rector (@ZachRector7) December 19, 2025

Other commenters were more dismissive of price targets altogether. Several argued that assigning specific numerical values years in advance offers little practical value to investors and may distract from broader considerations such as risk management and long-term conviction.

A recurring criticism focused on influencer credibility, with some users suggesting that frequent revisions weaken trust when bold projections are later softened.

Calls for greater caution in public forecasting also emerged, with critics urging commentators to avoid emphasizing highly optimistic figures that may not be grounded in verifiable market trends.

Context Behind the Controversy

The backlash surrounding Rector’s earlier prediction was partly driven by market conditions at the time it was made. XRP was trading under sustained bearish pressure, making the implied price increase required for a move to $100 within a year appear unrealistic to many observers.

We are on X, follow us to connect with us :-

— TimesTabloid (@TimesTabloid1) June 15, 2025

Since then, XRP’s market position has not changed significantly. The asset continues to trade near the low-$1 range, with recent price movements showing short-term volatility but no decisive shift in long-term trend. While XRP briefly approached the $2 level, it has yet to establish sustained upward momentum that would support aggressive near-term projections.

Diverging Views on Long-Term Potential

Despite criticism of Rector’s revised timeline, optimism around XRP’s long-range prospects persists in some quarters. A number of commentators maintain that substantial appreciation is possible over an extended period, particularly if adoption and regulatory clarity improve.

However, institutional and research-based forecasts remain more conservative. Market outlooks from firms such as Bitwise, Telegaon, and Changelly suggest that XRP could still see growth by 2030, but at levels well below $100. Bitwise, for example, estimates a potential upper range closer to $29 under highly favorable conditions.

Overall, Rector’s revised outlook highlights the ongoing tension within the XRP community between aspirational price expectations and more measured, evidence-based projections.